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CompareStructuredProducts.com - 25/09/2024

Taking a look at a host of structured products that are on offer this month from some of the active providers in the sector, it is clear to see a broad range of different structures that investors can choose from based on their specific objectives and risk appetites.

Always refer to the investment literature for full terms and conditions. All returns subject to counterpart continued solvency.

Arcus Partners – 6Y UK Monthly Fixed Income Plan (MS25)

A 6-year capital at risk fixed income plan backed by Morgan Stanley offers monthly income of 0.442% regardless in the movement of the FTSE 100. At the end of the term capital will be returned if the index is no more than 35% lower at the end of the term, otherwise an equivalent loss will occur.

hop investing – 10Y Fixed Growth Recallable Deposit Plan

A maximum 10-year issuer callable deposit plan, from Société Générale, features the potential for the deposit taker to call the plan early on any of the plan’s annual observation dates from year two onwards. Should the issuer call the plan, a 6.85% interest payment will be paid for each year held. If no early call is made, investors will receive an interest payment of 53.5% at the end of ten years.

iDAD – Citi UK & Japan Protected Defensive Kick Out Plan

A 7-year capital protected plan backed by Citigroup features potential to mature on the fourth or subsequent anniversary where both the FTSE 100 and Nikkei 225 indices are at or above a pre-defined reference level (which reduces to 90%), returning 8.50% gain for each year held. If no early maturity occurs original capital will be returned in full.

Mariana – 10:10 Plan October 2024 – Option 2 (Preferred)

A maximum 10-year capital at risk autocall from Citigroup features potential to mature on the second or subsequent anniversary where the FTSE CSDI is at or above the initial index level recorded at commencement. Investors will be rewarded 9.35% for each year the plan is in force should positive maturity be triggered. If no early maturity occurs after 10 years because the CSDI is below the initial level, capital will be returned in full, unless the index is 30% or lower whereby an equivalent loss will be recorded.

MB Structured Investments – UK 5Y Annual Step Down to 90 Kick Out Plan (Y2 65)

A maximum 5-year capital at risk autocall, backed by Barclays, features the potential to mature early on the second or subsequent anniversary where the FTSE 100 Index is at or above a pre-defined reference level, which is at 100% of the initial level on the second year, then dropping to 90% for the remaining three observations. 6.6% will be returned for each year the plan is held unless no positive maturity is triggered and at the end of the term the FTSE is no more than 35% lower when an equivalent loss will occur.

Walker Crips – Europe Annual Kick-out Plan (HS500)

A maximum 6-year autocall plan from HSBC features potential to mature on the first or subsequent anniversary provided the Euro Stoxx 50 Index is equal to or higher than the initial level recorded. 9.25% will be returned for each year the plan is held, if no positive maturity is triggered and at the end of the term the index is no more than 35% lower, invested capital will be retuned, otherwise an equivalent loss will occur.

The plans above demonstrate just some of the typical investments offered by the popular providers in the sector, many of which offer a spectrum of structured products catering to different risk profiles. To see the currently available plans they have on offer, please visit our current products page here.

Structured investments put capital at risk.