Barclays Commercial Property Plan Issue 1

Overview:

1.25 times the average rise in the FTSE EPRA/NAREIT Developed Europe Index and the iShares Dow Jones US Real Estate Index Fund capped at 60%.

Product Type:

Capital Protected

Investment Type:

Growth

Product Index Link:

FTSE EPRA/NAREIT Developed Europe Index and iShares Dow Jones US Real Estate Index Fund

Potential FSCS Protection:

Capital at Risk Barrier Type:

Not Applicable

Maximum Term:

6 years

Barrier Level:

50% of Initial Index Level.

Downside:

N/A

Capital At Risk Barrier: (Subject To Counterparty Solvency)

50%

Initial (Strike) Index Level >>

Important Dates:

Closing Date	ISA Transfers	Strike Date	Maturity Date
28/12/2009	14/12/2009	11/01/2010	11/01/2016

Closing Date
28/12/2009

ISA Transfers
14/12/2009

Strike Date
11/01/2010

Maturity Date
11/01/2016

Counterparty:

Barclays Bank Plc

Please Note: The investment returns and the return of capital are dependent upon the counterparty meeting their obligations on time and in full. If the counterparty fails to meet their obligations you could lose some or all of your capital.

The credit ratings provided below can be a useful way to compare the credit risk associated with different Counterparties or Deposit Takers. Credit ratings are assigned by independent companies known as ratings agencies.

AA-

S&P Rating: AA-

S&P Rating*

D R CC - CCC + - B + - BB + - BBB + - A + - AA + AAA

Fitch Rating*

Not rated by Fitch

Moody's Rating*

Not rated by Moody's

Description

1.25 times the average rise in the FTSE EPRA/NAREIT Developed Europe Index and the iShares Dow Jones US Real Estate Index Fund capped at 60%.

Contract Details

Initial Index Level:

The closing level of the FTSE 100 Index on 11 January 2010.

Final Index Level:

The average of the monthly closing levels of the FTSE 100 Index taken over the final six months of the investment term, from 13 July 2015 up until 11 January 2016.

Please note that whilst the averaging used to determine the Final Index Level may offer a degree of protection against the index falling dramatically towards, or immediately prior to maturity, conversely, this averaging could constrain the benefits of the market rising gradually towards, or sharply immediately prior to maturity.

	Cash ISA	Equity ISA	Direct	ISA Transfer	SIPP **
Availability
Minimum Contribution*	N/A	£3,600	£3,600	£3,600	£3,600

*Note that minimum contributions exclude any applicable adviser charges

**The investment may also be available through third party SIPP Providers

Tax Treatment if held outside Tax Shelter:

It is our understanding that any growth achieved by this investment at maturity will be subject to Capital Gains Tax rules applicable at that time.

Please note, tax rules and legislation are subject to change at any time.

Capital At Risk Barrier (Subject To Counterparty Solvency)

Barrier Level: 50% of Initial Index Level.

Downside: N/A

Capital at Risk Barrier Type: Not Applicable

The original capital investment is "protected" regardless of the movement in the underlying product index link throughout the investment term.

Risks

All investment involves risk and you could lose some or all of the money you invest.

It is imperative that you read the plan brochure and terms and conditions and understand all of the risks involved prior to proceeding. If you do not fully understand the risks, the commitment or you are unsure as to the suitability of the investment for you, you should not proceed but instead contact us via E-mail or Callback Request for advice.

Information

Questions?